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Modern Automotive Network, LLC Data Breach — Help & Next Steps

MA filing|Reported Jan 2, 2025|7 data types exposed

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Quick Facts

State Filed
MA
Date Reported to AG
Jan 2, 2025
Date of Breach
Not disclosed
Records Affected
Not disclosed
Status
Investigation Open
Last Updated
Aug 8, 2026
Data Types Exposed
NameAddressSocial Security NumberDriver's License NumberFinancial Account InformationDate of BirthContact Information

About This Security Incident

Modern Automotive Network, LLC was responsible for safeguarding the personal data of its customers and employees. According to a MA state filing, Modern Automotive Network, LLC experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. Although disclosed some time ago, affected individuals may still have legal options.

Technology companies accumulate extensive user data — account histories, behavioral data, device identifiers, and credential information — that is highly valuable to attackers. A breach at Modern Automotive Network, LLC suggests the company failed to adequately secure information that users trusted it to protect, creating exposure under both the Massachusetts Data Security Law (201 CMR 17.00) and general negligence principles.

Modern Automotive Network, LLC appears to be an automotive dealership network or group that manages vehicle sales, financing, and automotive services. In the regular course of business, companies in this sector typically collect and store sensitive personal and financial data from customers and employees, including names, addresses, Social Security numbers, driver's license numbers, and financial account details. In 2025, Modern Automotive Network, LLC officially reported a data breach to the Massachusetts Attorney General's Office. If you received a data breach notification letter in the mail, it means your personal information may have been compromised in this security incident. The following sections outline the specific types of data believed to be exposed and provide guidance on steps you can take to protect your information.

Exposed Data — What's at Risk

Based on the data types reported in this filing:

Identity Theftcritical risk

Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.

Physical Security Riskmedium risk

Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.

Identity Verification Bypassmedium risk

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

Were You Affected?

You may have been affected by the Modern Automotive Network, LLC data breach if:

  • You received a written data breach notification letter from Modern Automotive Network, LLC
  • You are or were a customer, patient, or employee of Modern Automotive Network, LLC
  • Your information was held by Modern Automotive Network, LLC in MA
  • Your bank or payment card data was potentially exposed

Federal & State Protections

Common categories of compensation in data breach class actions

Time & Inconvenience

Courts recognize that the time spent monitoring accounts, placing credit freezes, and dealing with the aftermath of a breach has real economic value. This category of damages is recoverable even without direct financial loss.

Credit Monitoring & Identity Restoration

Professional credit monitoring services cost $10–$40 per month. Identity theft restoration services, if needed, can cost hundreds of hours and thousands of dollars. Courts have awarded these costs as direct damages in SSN breach cases.

Financial Losses & Fraudulent Charges

Direct financial losses resulting from the breach — unauthorized charges, fraudulent transfers, or fees incurred through fraud — are recoverable as compensatory damages. Banks may reverse some charges; a class action recovers the remainder and associated costs.

Statutory Minimum Damages

Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.

Applicable State Law

This breach was reported under the Massachusetts Data Security Law (201 CMR 17.00), which mandates notification and establishes your right to seek damages.

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against Modern Automotive Network, LLC?

No. Under Massachusetts Data Security Law (201 CMR 17.00) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My Social Security Number was exposed. What should I do right now?

Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is it too late to file a claim?

Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.

What if Modern Automotive Network, LLC offered me free credit monitoring after the breach?

Accepting free credit monitoring from Modern Automotive Network, LLC does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Do I need to have received a notice letter to be eligible?

Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Modern Automotive Network, LLC during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.

Received a notification letter from Modern Automotive Network, LLC?

Read our dedicated guide — what the letter means and what to do.

Read Letter Guide →
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This page references a public filing made with the state filing in MA. This website is not affiliated with, endorsed by, or operated by any state government agency.

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